/*
Theme Name: Medical Refund Guide
Description: 의료비 환급금 조회 안내 원페이지
Version: 1.0.0
*/
:root{--navy:#13263d;--blue:#176fd1;--mint:#22b99a;--pale:#edf8f6;--sky:#eef5fd;--ink:#152235;--muted:#627083;--line:#dce5ec;--white:#fff;--warn:#fff6d8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"Pretendard","Noto Sans KR",system-ui,sans-serif;color:var(--ink);line-height:1.72}a{color:inherit}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.bar{background:var(--navy);color:#dce9f7;text-align:center;padding:8px;font-size:13px}.nav{height:76px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;font-size:21px;font-weight:950;text-decoration:none}.brand-mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--blue),var(--mint));display:grid;place-items:center;color:#fff;font-size:23px}.navlinks{display:flex;gap:24px;align-items:center}.navlinks a{text-decoration:none;font-weight:800;font-size:15px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:13px;background:var(--mint);color:#09271f;text-decoration:none;font-weight:950;box-shadow:0 8px 22px rgba(34,185,154,.22)}.btn.dark{background:var(--navy);color:#fff}.hero{background:linear-gradient(135deg,#eef7ff,#eaf9f5);padding:90px 0;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.eyebrow{color:var(--blue);font-weight:950;letter-spacing:.06em}.hero h1{font-size:clamp(40px,6vw,67px);line-height:1.1;letter-spacing:-.055em;margin:13px 0 20px}.hero h1 span{color:var(--blue)}.hero p{font-size:19px;color:var(--muted);max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.visual{background:#fff;border:1px solid #d8e7eb;border-radius:30px;padding:34px;box-shadow:0 28px 70px rgba(31,82,92,.16);position:relative}.shield{width:120px;height:135px;margin:auto;background:linear-gradient(145deg,var(--blue),var(--mint));clip-path:polygon(50% 0,95% 18%,88% 75%,50% 100%,12% 75%,5% 18%);display:grid;place-items:center;color:white;font-size:55px}.visual h3{text-align:center;font-size:23px;margin:18px 0 3px}.visual p{text-align:center;font-size:15px;margin:0}.section{padding:86px 0}.section.soft{background:#f5f8fb}.kicker{font-size:14px;color:var(--blue);font-weight:950;letter-spacing:.1em}.section h2{font-size:clamp(30px,4vw,44px);letter-spacing:-.04em;line-height:1.25;margin:8px 0 14px}.lead{font-size:18px;color:var(--muted);max-width:780px;margin-bottom:38px}.types{display:grid;grid-template-columns:1fr 1fr;gap:22px}.card{border:1px solid var(--line);border-radius:23px;padding:30px;background:#fff;box-shadow:0 12px 30px rgba(24,63,96,.06)}.card .label{display:inline-block;padding:5px 11px;border-radius:100px;background:var(--sky);color:var(--blue);font-size:13px;font-weight:900}.card:nth-child(2) .label{background:var(--pale);color:#08765f}.card h3{font-size:24px;margin:14px 0 8px}.card p{color:var(--muted);margin:0}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;counter-reset:step}.step{counter-increment:step;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.step:before{content:"0" counter(step);color:var(--mint);font-size:14px;font-weight:950}.step h3{margin:8px 0 4px}.step p{margin:0;color:var(--muted);font-size:15px}.exclude{display:grid;grid-template-columns:1fr 1fr;gap:22px}.panel{padding:32px;border-radius:24px;background:var(--navy);color:#fff}.panel.light{background:var(--warn);color:var(--ink)}.panel h3{margin-top:0;font-size:23px}.panel ul{padding-left:20px;margin-bottom:0}.warning{margin-top:25px;border-left:5px solid #edaa22;background:#fff8e6;border-radius:11px;padding:18px 20px}.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:20px 4px}summary{cursor:pointer;font-size:18px;font-weight:900}details p{color:var(--muted);margin-bottom:0}.final{background:linear-gradient(120deg,#176fd1,#1351a0);color:#fff;border-radius:30px;padding:54px;text-align:center}.final h2{margin-top:0}.final p{color:#dceaff}.footer{background:#101d2d;color:#b8c5d5;padding:35px 0;font-size:14px}.footer a{color:white}.footer-inner{display:flex;justify-content:space-between;gap:20px}@media(max-width:850px){.hero-grid{grid-template-columns:1fr}.visual{display:none}.types,.exclude{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.navlinks a:not(.btn){display:none}}@media(max-width:600px){.wrap{width:min(100% - 28px,1120px)}.hero,.section{padding:62px 0}.steps{grid-template-columns:1fr}.final{padding:38px 20px}.footer-inner{display:block}.bar{font-size:12px}}